Mortgage Modification Mediation (“MMM”) Program


Ellen Lawson represents Chapter 13 Debtors as Special Counsel in the Mortgage Modification Mediation (“MMM”) Program. The United States Bankruptcy Court, District of Arizona, adopted the MMM Program in February 2017 to help Arizona homeowners pursue loan modifications for their homes while they are in their Chapter 13 bankruptcy. Ellen Lawson has been representing Arizona homeowners in the area of loan modification since 2009. She is able to use her vast experience in loan modifications to help Chapter 13 Debtors be successful in the MMM Program. Since the MMM Program started, Ellen has represented numerous Chapter 13 Debtors as Special Counsel in this MMM Program. Lenders are willing to offer loan modification options through the MMM Program when the homeowner has sufficient income, a complete package is provided, and the homeowner’s financial situation satisfies investor guidelines.

If you are currently in a Chapter 13 Bankruptcy, or about to file, contact Ellen Lawson to understand the MMM Program and whether you are a good candidate for this Program.